Dealers know cars, RLS know loans. So it makes sense to talk to us before you start searching for that perfect car.
At RLS we understand that each client is different with varying needs, so we have a range of vehicle products available to help you finance your new or used car, in the best way for you and/or your business.
Does that lender have fees or penalties? Can you claim a tax deduction on that type of loan? Will they finance your car if it is a private sale? Can you structure your payments to fit in with your particular business? Can you borrow extra cash on top of the car?
If you haven't had finance before, we recommend a pre-approval. This provides two important things - the confidence to negotiate your purchase of the car, knowing that your finance is already approved and the knowledge that you're shopping within your budget. Our consultants will tailor your repayment amount to ensure it sits comfortably within your limits.
What's the difference between Consumer Mortgage loans and Business type loans?
Leasing, Hire Purchase and Chattel Mortgage loans are available for vehicles that are used at least 50% for business use. Secured car loans (Consumer Mortgages) are designed for people buying for private use.
What should I bring to my first appointment?
Bringing the right documents when you apply for a loan will allow us to get you approved quickly. Please click on the link below to view a checklist of what we recommend you bring for your first appointment with us.
